Terms & Conditions
Effective Date: 07/23/2025
Website: https://www.justinprotectsmn.com/privacy-policy
Welcome to the website of Farmers Insurance – Justin Higgins. By accessing or using this
website, you agree to the following terms and conditions. Please read them carefully.

1. General Use
   This website provides information about our insurance products and services and allows you to
   request contact, schedule appointments, and sign up for communications.
2. SMS Terms of Service
   By opting into SMS communication via a web form or any other method, you agree to receive
   text messages from Farmers Insurance – Justin Higgins. These may include:
   ● Appointment reminders
   ● Policy updates
   ● Account notifications
   ● Service alerts
   ● Quote follow-ups
   ● Promotional or educational messages

Messaging frequency may vary. Message and data rates may apply.
● To opt out at any time, reply STOP to any message.
● For assistance, reply HELP or justinprotects.com

Your consent to receive SMS messages is not a condition of any purchase.
SMS consent is not shared with third parties or affiliates.

Additional Options:

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

3. Privacy
   We are committed to protecting your personal information. Please review our full privacy policy
   for details on how your data is collected, used, and protected:
   Privacy Policy justinprotects.com
4. Terms of Service
   Additional terms related to use of this site and Farmers Insurance services can be found at:
   Terms of Use https://www.justinprotectsmn.com/privacy-policy
5. Contact Us
   If you have questions about these Terms & Conditions or your communication preferences,
   contact us at:
   Farmers Insurance – Justin Higgins
   Address: 13786 Frontier Court Suite 110, Burnsville MN, 55337
   Phone: 612-421-3172
   Website: https://www.justinprotectsmn.com/privacy-policy
6. By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Farmers Insurance- Justin Higgins. This includes SMS messages for account notifications, delivery notifications. Message frequency varies. Message and data rates may apply. See privacy policy at. https://www.justinprotectsmn.com/privacy-policyMessage HELP for help. Reply STOP to any message to opt out.